MISSOURI HOMEOWNERS INSURANCE

Shop Homeowners Insurance with Confidence

Compare quotes from Travelers, Safeco, Progressive and Nationwide (+ other great companies) to get the Best Homeowners Insurance Rate.

5.0 Google Reviews

compare homeowners insurance rates

We work with dozens of top rated companies to give you the best options.

How it Works

Request a Quote

One of our expert agents will start shopping dozens of insurance companies.

Review Your Options

Your agent will show you the best options and help you choose the best policy for you.

Finalize

You can finalize your policy right from your phone. We'll even help you cancel your old policy.

What our customers are saying

5.0 Google Reviews  google review 5 stars

The best way to compare and buy homeowners insurance.

Let us do the work.

woman smiling

Missouri Homeowners Insurance Coverage

homeowners insurance rebuild

Structure

Your policy needs to have enough coverage to rebuild your home.

personal property

Personal Property

Coverage for your personal belongings such as clothing and furniture.

personal liability

Liability

Protection if you’re sued for slips, trips and falls or dog bites.

scheduled items

Scheduled Items

Coverage for your specialty items such as jewelry, firearms or art.

Check out our full homeowners insurance coverage guide.

Homeowners Insurance Discounts

Did you know you could save up to 40% on your premium just by adding discounts? Some of the most common are the multi-policy discount, claims-free and burglar alarm. However, there are many more you may not be aware of.

We've compiled a list of 24 homeowners insurance discounts to help you get the best deal possible.

Other Personal Insurance Policies

We offer many other personal insurance policies such auto, motorcycle, boat, life, umbrella, rental property and more. The more you bundle, the more you can potentially save.

Did you know that bundling your homeowners insurance with your auto insurance saves an average of 18%?

Another great benefit to having all your policies with one agency is only having to call one place with any questions you may have. Whether that be for renewals, claims or billing, our customer service delivers a smooth and connected experience.

Frequently Asked Questions

The average cost of homeowners insurance in Missouri is $1,721 per year, according to a Partners Insurance analysis of home insurance premiums.

Max out your discounts i.e. bundle your auto insurance, install smart home devices for security and water leak detection.

Have an independent agent compare homeowners insurance quotes from multiple companies.

No, insurance companies use a soft pull system that will not be reflected as a hard inquiry on your credit report.

The market value of your home is often different than the rebuild cost. Insurance only takes into account what it would cost to rebuild your home based on current labor and material costs.

We recommend choosing a deductible that you can afford and have an emergency fund set up for. For example, if you have a $1,500 emergency fund, you shouldn't choose a deductible higher than that amount.

Check out Google reviews for local agencies. They should have positive testimonials from real customers. Contact those agencies and ask how they are different than the competition. If they just say they're the cheapest, move on to the next one.

More from our blog

insurance dog bites

Does Homeowners Insurance Cover Dog Bites?

May 15, 2023

Unfortunately, dog bites are a common incident. Homeowners insurance will cover dog bites if you […]

homeowners insurance roof leaks

Does Homeowners Insurance Cover Roof Leaks?

May 9, 2023

Are you a homeowner dealing with water damage after a roof leak? It’s crucial that […]

save on homeowners insurance

9 Ways to Save on Homeowners Insurance

May 3, 2023

Are you looking for ways to save on homeowners insurance? Whether you’re a first-time homeowner […]

homeowners insurance cover sump pump backup?

Does Homeowners Insurance Cover Sump Pump Backup?

April 24, 2023

Does your homeowners insurance cover sump pump backup? Water backup in your basement can be […]

insurance cover mold damage

Does Homeowners Insurance Cover Mold Damage?

April 19, 2023

Your homeowners insurance may help cover mold damage. Of course not all policies are created […]

Neighbor's tree fell on my house

Neighbor’s Tree Fell On My House. Who is Liable?

April 18, 2023

Have you ever been in a situation where your neighbor’s tree has fell on your […]

Call Email Policy Service Payments