What is comprehensive coverage? Comprehensive auto insurance is an optional coverage that pays for damages not related to road accidents (with one exception we’ll explain in a second). Instead, it covers scenarios like natural disasters, theft, and other unexpected incidents.…
When your car is tucked away in storage, whether for the winter months, during an extended vacation, or for any other reason, a common question arises: “Do I need car storage insurance?” You have a few different options and we’re…
For homeowners insurance, there’s a pivotal coverage that’s gaining traction, especially in the face of unpredictable natural disasters and fluctuating market dynamics: Extended Replacement Cost. But what is it, and why is it becoming increasingly essential for homeowners? Extended Replacement…
As homeowners, we purchase insurance to protect our homes from any unexpected damage. In America, we tend to not think about the possibility of war on our turf but it is something we should talk about and prepare for. Does…
It’s important to understand how your insurance policy works so you can make an informed decision when it comes to choosing the right coverage for your needs. One of the most important aspects of homeowners insurance policies is the deductible.…
When it comes to protecting our loved ones, we want to ensure their financial well-being even after we’re gone. That’s why life insurance is an important consideration for many people. A Term life insurance policy may be a good fit…
Did you know that you might be on the hook for any accidents that occur if you lend your car to someone? In most states, insurance follows the car, not the driver, meaning that if there’s an at-fault accident, your…
Homeowners insurance rates are exploding in 2023. Inflation, material and labor costs, and historic catastrophic storm activity are among the main reasons for the increase. The insurance industry anticipates another two years of rising rates and tightening guidelines on who…
Unfortunately, car insurance rates are continually on the rise, from factors as diverse as weather catastrophes, economic swings, or even just human error. However, car insurance rates are exploding in 2023 due to economic conditions. Let’s take a look at…
Whose insurance pays if you lend your car out to a friend or family member and there’s an accident? Typically, insurance is going to follow the car, not the driver. However, there are situations that are exceptions. Let’s dig into…
