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Auto Insurance Coverage
Liability
Covers damage you cause to someone else including bodily injury and property damage.
Comprehensive
Covers non-collision damages such as theft, vandalism and natural disasters.
Collision
Coverage that pays for damages to your own car when you're in an at-fault accident.
More Options
More options for rental car, roadside assistance, GAP coverage, medical payments and more.
See all auto insurance coverage options.
Auto Insurance Discounts
Applying all the discounts you qualify for can save you big. We're talking 40 - 50%. Some of the largest discounts are for being accident and ticket free, bundling your home and multi-vehicle.
We've compiled a detailed list of 24 auto insurance discounts to arm you with the info you need when shopping for car insurance.
Frequently Asked Questions
Apply as many discounts as possible. Bundling homeowners insurance can get you up to a 25% discount.
Participate in telematics. This allows your insurance company to track how well you drive by looking at excessive acceleration, hard braking and time of day driving.
Shop around with different companies. Rates can vary widely.
Your premium is based on a lot of factors. The most common ones are:
- Accident history
- Ticket history
- Age
- Credit
- Miles driven
- Type of car
- Location
The deductible is the amount of money you have to pay before the insurance company pays your claim. A deductible only applies if you have a Comprehensive or Collision claim.
People usually use the phrase "full coverage" to refer to Comprehensive and Collision coverage.
Comprehensive coverage applies to non-collision damages such as theft, vandalism and natural disasters.
Collision coverage applies to damages to your own car when you're in an at-fault accident with another vehicle or object.
Liability only car insurance only covers the damage to someone else if you're in an at-fault accident. It will not cover damages to your own car.
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