Cicero, IL Auto Insurance
Compare auto insurance quotes in Cicero, IL. Choose from Travelers, Safeco, Nationwide and dozens of other top companies.
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226 Google Reviews
Updated October 2, 2024
How much is auto insurance in Cicero, IL?
The average auto insurance cost in Cicero is $911 per year according to our client data. That's 4% higher than the Illinois state average.
The average in the United States is $639, putting Cicero 30% higher than the rest of the country. Some factors in determining premiums include historical weather patterns, theft data, claims history, local labor costs and credit score.
| Auto insurance in Cicero vs Illinois | Average annual cost |
|---|---|
| Cicero | $911 |
| Illinois | $878 |
How do I get the cheapest auto insurance in Cicero, IL?
Shop around
Shopping around is a good place to start. Rates fluctuate with insurance companies over time so if you haven't shopped in a while it may be a good idea to do so. Partners Insurance is an insurance brokerage so we're able to shop multiple companies for you. We know the area well and are familiar with the most competitive insurance companies.
Shop in advance
Make sure you shop early to get the advanced quote (early bird) discount because it can be quite large. In order to earn this discount you need to get a quote 7-10 days before you make the policy effective.
Get tickets reduced with an attorney
Use an attorney to get traffic violations reduced to a lesser charge. Tickets can affect your rate for 3-5 years. It's almost always cheaper to pay the attorney fees than to pay higher car insurance rates for several years.
Increase your credit score
Let your agent know if your credit score has increased. Insurance companies use an insurance score to determine how much you'll pay. Your credit score is one of the largest factors in your overall insurance score.
Work with a proactive agency
Work with an agency who performs annual reviews, like we do, to stay on top of your auto insurance and identify areas of improvement. Things change like how many miles you drive to work, retirement or accidents or tickets falling off your record. Our annual reviews allow us to stay on top of your policy and not let it become outdated which can cause you to be paying more than you should.
Who are the best auto insurance companies in Cicero, IL?
Cincinnati is the best auto insurance company in Cicero, IL in our opinion. While there is no single insurance company that will be the best for everyone, they're a solid choice based on our personal experience working with them. Their overall outstanding reputation inside the insurance industry also shows they're doing things right.
Not all insurance companies that offer Illinois auto insurance will be available in Cicero. Sometimes they restrict access in certain cities or zip codes based on their profitability.
Some factors determining the right fit could be:
Best insurance companies in Cicero
| Rank | Company | Reasoning |
|---|---|---|
| #1 | Cincinnati | One of the strongest auto insurance policies available. Very few coverage exclusions. Not always the cheapest but you get what you pay for. |
| #2 | Travelers | Exceptional claims process. Long standing A-rated company who has always done right by our clients. |
| #3 | Safeco | Liberty Mutual is their parent company. Over 100 years in business and dedicated to delivering their policies through the independent insurance agency channel. |
| #4 | Nationwide | Peyton Manning is in their commercials so they must be winners right? In all seriousness, Nationwide is a great company with strong financial backing. Claims are handled well and the policy is strong. |
| #5 | Progressive | A household name everyone recognizes. Progressive continues to be a leader in auto insurance. They are further down on our list because claims handling could be a little stronger. |
How did we determine the rankings?
Our rankings are based on our real world experience working with insurance companies in Cicero over the last 15 years. We consider our personal experience placing clients with different carriers. We feel this real life experience is more valuable than some anonymous survey!
Our rating criteria includes rate stabilization, financial stability, customer service and ease of doing business among other factors. As an independent insurance agency, we can choose from over 2 dozen auto insurance companies for our clients.
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Compare auto insurance quotes in Cicero, IL.
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Cicero, IL auto insurance discounts
Did you know you could save up to 40% on your premium just by taking advantage of discounts? It's a good idea to periodically check with your agent and review your policy.
Some of the biggest discounts are:
Check out our complete list of 24 auto insurance discounts here to help you get the best deal possible.
Other personal insurance policies
We offer many other personal insurance policies such as home, motorcycle, boat, life, umbrella, rental property and more. The more you bundle, the more you can potentially save.
Another great benefit to having all your policies with one agency is only having to call one place with any questions you may have. Whether that be for renewals, claims or billing, our customer service delivers a smooth and connected experience.
Driving in Cicero, IL
Cicero has a population of 85,268 who reside inside of about 6 square miles. There are 24,600 households with an average of 3.39 people per household.
The mean travel time to work is 30.1 minutes, so it's not likely you'll earn a low mileage discount unless you work from home or are retired.
11% of residents age 25 and over have a Bachelor's degree or higher. This can earn you an education discount so don't forget to tell your agent if this applies to you.
Data sources are the United States Census Bureau and World Population Review.
Should I file a police report for a car accident?
You should always file a police report if you're involved in a car accident. Not all police departments will dispatch an officer to the scene but they will at least take the report over the phone.
Without a police report, or witnesses, the other party can change their mind once they figure out it's your word versus theirs. If this happens, you'll likely be held 50% at-fault in Illinois. On your insurance cliams history, it counts as an at-fault accident no matter what percentage you're considered at-fault. Don't let this happen to you!
Police departments serving Cicero, IL
| Police department | Non-emergency phone number | Address |
|---|---|---|
| Cicero Police Department | (708) 652-2130 | 4901 W. Cermak Road, Cicero, IL 60804 |
Partners Insurance is a proud supporter of law enforcement, first responders and all emergency services professionals. Thank one of these brave men and women today for helping keep us all safe.
Frequently Asked Questions
The average cost for auto insurance in Cicero is $911/yr for minimum coverage on a single car.
- Shop around and compare insurance quotes.
- Shop early to get the early bird discount.
- Use an attorney to get traffic violations reduced.
- Let your agent know if your credit score has increased.
Some of the biggest discounts are:
- Multi-policy
- Accident-free
- Violation-free
- Multi-vehicle
- Low mileage
- Good student
- Early bird
Check out our complete list of 24 auto insurance discounts.
Cincinnati Insurance is our top pick for auto insurance in Cicero, IL.
We also like:
#2 Travelers
#3 Safeco
#4 Nationwide
#5 Progressive
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