Shop Homeowners Insurance with Confidence

The average cost of homeowners insurance in Missouri is $1,721 per year, according to a Partners Insurance analysis of home insurance premiums.

Max out your discounts i.e. bundle your auto insurance, install smart home devices for security and water leak detection.

Have an independent agent compare homeowners insurance quotes from multiple companies.

No, insurance companies use a soft pull system that will not be reflected as a hard inquiry on your credit report.

The market value of your home is often different than the rebuild cost. Insurance only takes into account what it would cost to rebuild your home based on current labor and material costs.

We recommend choosing a deductible that you can afford and have an emergency fund set up for. For example, if you have a $1,500 emergency fund, you shouldn't choose a deductible higher than that amount.

Check out Google reviews for local agencies. They should have positive testimonials from real customers. Contact those agencies and ask how they are different than the competition. If they just say they're the cheapest, move on to the next one.