For homeowners insurance, there’s a pivotal coverage that’s gaining traction, especially in the face of unpredictable natural disasters and fluctuating market dynamics: Extended Replacement Cost. But what is it, and why is it becoming increasingly essential for homeowners? Extended Replacement…
As homeowners, we purchase insurance to protect our homes from any unexpected damage. In America, we tend to not think about the possibility of war on our turf but it is something we should talk about and prepare for. Does…
It’s important to understand how your insurance policy works so you can make an informed decision when it comes to choosing the right coverage for your needs. One of the most important aspects of homeowners insurance policies is the deductible.…
Homeowners insurance rates are exploding in 2023. Inflation, material and labor costs, and historic catastrophic storm activity are among the main reasons for the increase. The insurance industry anticipates another two years of rising rates and tightening guidelines on who…
If you’re a homeowner, the last thing you want to deal with is a broken air conditioning unit. Naturally, you’re probably wondering, does homeowners insurance cover AC units? We’re not going to sugar coat it, there are many cases where…
We’ve all had close calls so it’s worth asking: does homeowners insurance cover fireworks damage? Whether you are responsible for the damage yourself or someone else is causing the chaos on your property, we’ll break down all you need to…
Do you know if Service Line Insurance is included in your homeowners policy? Your service lines are integral to ensuring the basic functioning of your home – from having access to running water and gas, to powering lights and electronic…
So, what is personal property insurance? Do you own a home, or rent, and are trying to figure out how this coverage works? No matter your living situation, understanding what is covered under personal property insurance can save you from…
Does homeowners insurance cover storage units? Do you have a storage unit and keep personal property in it? Are you aware of what is covered for these items, should something happen to them? More specifically, can your homeowners insurance policy…
Placing your home in a trust is a common estate planning strategy, especially for those who want to ensure that their home passes to their heirs after their passing. However, there are a few things to know about how this…
